Dynamic Raylor

Jun 30

June 30th, 2017 · Performance & Reports

Mar 31

March 31st, 2017 · Performance & Reports

Dec 31

December 31st, 2016 · Performance & Reports

Sept 30

September 30th, 2016 · Performance & Reports

Jun 30

June 30th, 2016 · Performance & Reports

Mar 31

March 31st, 2016 · Performance & Reports

Dec 31

December 31st, 2015 · Performance & Reports

Sept 30

September 30th, 2015 · Performance & Reports

Jun 30

June 30th, 2015 · Performance & Reports

Jun 30

June 30th, 2015 · Performance & Reports

Attorneys for Family-Held Enterprises: 2015 Summer Conference (New York, NY)

June 17th, 2015 · What’s New

Understanding professional Collaboration and a Case Study of a family in transition with its business: A collaborative presentation, using a real case study, of the issues and pressures professionals face in helping a family transition its wealth and business ǀ Moderator: Roy Kozupsky ǀ Speakers: Scott Budge & Amelia ("Amy") Renkert-Thomas (Withers Consulting) 

Focus Financial Partners: “Spring Partners Meeting” (Marana, AZ)

June 8th, 2015 · What’s New

Greg and Lauris will facilitate a LCS session for Focus Financial Partners “Spring Partners Meeting” conference. 

High Tower Advisors: Forum For Your Future (New York, NY)

April 27th, 2015 · What’s New

Scott Budge and Judith Stern Peck, M.S.W. from Ackerman Institute for the Family present at HighTower Advisors' Forum for Your Future on "Engaging and Sustaining Difficult Conversations about Wealth and Well-Being."

SSG Institutional National conference: “Live Case Supervision Session” (San Diego, CA)

April 24th, 2015 · What’s New

Greg and Lauris facilitated a LCS session for SSG’s National conference. 

Mar 31

March 31st, 2015 · Performance & Reports

Fidelity IWS Be SMARTer Conference: “Live Case Supervision Session” (Raleigh, NC)

February 10th, 2015 · What’s New

Greg, Scott and Lauris will facilitate a LCS session for Fidelity’s Be SMARTer conference. 

Fidelity IWS 2015 National Sales Meeting: “The Art of Consulting” (Boston, MA)

January 22nd, 2015 · What’s New

Greg, Scott and Lauris will be presenting to 100+ Fidelity Relationship Managers and Business Development Officers on the Art of Consulting and how to incorporate it into personal and professional development.   

Dec 31

December 31st, 2014 · Performance & Reports

CFA Society of Philadelphia Annual High Net Worth Conference- Be There or Be Square: What Advisors Need to Know about the Rising Generations (Philadelphia, PA)

December 4th, 2014 · What’s New

Scott Budge will be moderating the panel, The CFA Society of Philadelphia (CFAP) will host its yearly program focused on private wealth and high net worth investors. This day-long conference will feature panel discussions and expert speakers from leading wealth advisors, trust and estate planners, and asset managers and a host of experts in behavioral finance disciplines. The conference will address many of the pressing issues facing wealth investors.

KPMG Investment Fund Forum: “Unique Group Dynamics and Role Challenges in the Single Family Office” (Dallas, Texas)

December 2nd, 2014 · What’s New

“Unique Group Dynamics and Role Challenges in the Single Family Office”: KPMG Investment Fund Forum Ritz Carlton, Dallas, Texas December 2nd, 2014 

The Lifecycle: Understanding the Lifecycle of a Wealth Advisory Firm for a Better Family Experience

September 30th, 2014 · Intellectual Capital

At every stage of evolution for a wealth advisory organization there are tradeoffs relative to maintaining the alignment between client, employee and shareholder interests. As each organization grows, access to senior team members is reduced, and client intimacy and services coordination are diluted in favor of shareholder demands for scale and profit growth. Determining the appropriate wealth advisory relationship structure therefore requires an understanding of and respect for the evolutionary forces at work relative to your family’s priorities and wealth service needs. 

More >>

Sep 30

September 30th, 2014 · Performance & Reports

Three Networking Hacks for Financial Advisors

September 24th, 2014 · Intellectual Capital

The ability to effectively meet new people – whether they be prospective clients or centers of influence – is a difficult yet indispensible aspect of running a wealth management firm.   The article below lists three relatively simplistic ways to become more effective with human behavior and group dynamics.  While not necessarily easy, they can provide some help at the margin in getting through to potential new contacts.

More >>

What, Exactly, Is An Investor Supposed to Do?

September 22nd, 2014 · Intellectual Capital

The recent announcement from CalPERS that it was eliminating its hedge fund portfolio due to the cost and complexity of these portfolios is a seminal moment in alternative investing: if one of the largest investors in the world is exiting the traditional hedge fund world because it’s expensive and difficult to figure out, what is the Average Joe supposed to do?   Liquid alternatives, while still complex, provide lower costs and much better liquidity, leading to their impressive growth the past 5 years.  Better still, pragmatic investors combine these portfolios with defensive beta cores in a thoughtful investment programs that grow purchasing power over time with an eye towards limiting fees and taxes.  Raylor’s AlphaBlend portfolios combine our defensive global equity ETF portfolios with a liquid managed futures mutual fund to provide exactly that type of client experience.

More >>

Financial Planning- Why Advisors Should Travel Abroad

September 17th, 2014 · Intellectual Capital

Long a source of enjoyment and personal development for us, Financial Planning provides additional reasons to for US-based wealth managers to travel abroad.  The ability to gain new perspective into other cultures, including an appreciation for their approaches to wealth and wealth management, can provide new insight into how best to serve your clients and manage your firm.

More >>

Jun 30

June 30th, 2014 · Performance & Reports

Worries of a Bank-Loan-ETF Exodus Mount

May 21st, 2014 · Intellectual Capital

One of the concerns we have raised previously about the rapid expansion in the number of available ETFs has been that the newer products have, by necessity, strayed further from the initial reasons ETFs were created: to offer cheap, reliable and liquid access to well-defined industry benchmarks.  As the press focus attention on problems like the Bank-Loan ETF Exodus (see article), it becomes more apparent that the more “niche” the ETF, the greater the risk there will eventually be problems.  Lightly-traded financial markets are not necessarily great matches for the highly liquid ETF vehicle.  Our portfolio construction process takes issues like this into account, as we process down from the 1,500+ available ETFs into the 80+ that we consider for allocation.  Ultimately, we feel it in our clients’ best interest to avoid problems like these bank loan ETF liquidity challenges to the extent possible.

More >>

Financial Planning: "How to Manage Concierge Services for HNW Clients"

April 2nd, 2014 · Intellectual Capital

“One challenge we frequently observe among wealth advisory firms is scope creep – the demand placed upon the advisor by the client for more diverse services, but without additional client fees.  Concierge-type services are one such area where we see the scope creep its way into the client-advisor dynamic.  This article describes several best practices for advisors to consider before undertaking concierge services for clients.”

More >>

Investment News: "The perfect storm: Why alts make sense"

April 2nd, 2014 · Intellectual Capital

“Regardless of firm size and client size, an increasing amount of money is being allocated to non-traditional portfolios.  As stated eloquently in the article, “what might have once been a question of “if” is now a question of “when, where and how”.   

More >>

Mar 31

March 31st, 2014 · Performance & Reports

Investment News: "Embrace, Don't Fear, The 'robo-adviser"

February 26th, 2014 · Intellectual Capital

One of two  recent articles that highlight how, despite the amount of change in the financial advice industry, some things never change:  investors are “constantly searching for a more valued relationship” and those “Advisors who understand what it takes to capture [their] attention…are the ones who will successfully attract and engage long-lasting relationships.”  

More >>

Think Advisor: How the Up-and-Coming Wealthy Choose Advisors

February 26th, 2014 · Intellectual Capital

One of two  recent articles that highlight how, despite the amount of change in the financial advice industry, some things never change:  investors are “constantly searching for a more valued relationship” and those “Advisors who understand what it takes to capture [their] attention…are the ones who will successfully attract and engage long-lasting relationships.”    

More >>

Private Wealth - What Is Active Listening?

February 12th, 2014 · Intellectual Capital

In an ever-more commoditizing marketplace, the ability of a financial advisor to truly & deeply understand a client’s needs is of increasing importance.  Through the use of active listening, advisors can more readily spot the true areas of pain and need, and better communicate their unique ability to address these problems.”  

More >>

ETF Trends - The Evolution of Bespoke ETF Portfolios

February 12th, 2014 · Intellectual Capital

In addition to the tremendous flow of new assets in ETFs broadly, a significant percentage of these flows have gone into ETF managed portfolios like Raylor’s Strategic Series.  Now with over $80B in assets (and an impressive 37% annual growth rate), these portfolios are increasingly becoming an investment solution for an increasing number of investors.  With over 8 years of live experience, Raylor is one of the longest-standing managers of ETF portfolios around.  To paraphrase the article, creating a thoughtful, strategic allocation across multiple asset classes and implementing in managed portfolios of ETFs can produce a better risk-adjusted return than traditional stockpicking.

More >>

Markets Media - Liquid Alternatives Gather Steam

January 24th, 2014 · Intellectual Capital

A common observation since 2008 has been a significant increase in demand for (1) greater investment liquidity AND (2) greater choice in uncorrelated portfolios.  The rise of liquid alternatives is a natural outcome of these demands and this trend (no pun intended) will only accelerate over the next 3-5 years.

More >>

Jan 31

December 31st, 2013 · Performance & Reports

A Comparison of CTA Indexes

November 14th, 2013 · Intellectual Capital

One of the key challenges faced by Financial Advisors considering a managed futures allocation for the first time is the lack of an industry consensus around one particular index or benchmark.  Stark Research has put together a comprehensive review of 11 primary indices, with basic information on who put them together, how they are constructed along with various advantages/disadvantages.  Our Xplor Global CTA Program uses the BTOP50 Index, as we feel it offers the fairest and most accurate representation of the performance a majority of CTA allocators actually receive.  Being investable and providing daily, mandatory reporting, it also limits negatives like survivorship and backfill bias.

More >>

Specialist Advisors Get Twice as Many Assets, Study Finds

October 23rd, 2013 · Intellectual Capital

In our strategic consulting work with a variety of wealth advisors, we often counsel that they firms seek to find groups of people in which they have a heightened level of interest and expertise.  Cerulli points out that this approach leads to great outcomes; not only do these clients receive better, more customized service from the advisor, but these advisors generally have greater levels of assets.

More >>

Lessons Learned in the ETF Graveyard

October 10th, 2013 · Intellectual Capital

The impressive growth of the ETF industry is not all milk and honey.  Many ETFs have fallen by the wayside despite much promise and great intentions.  In fact, over 330 ETFs that once traded no longer exist, with over 125 of those dying since the start of 2012.   This Darwinism allows the market to clear out weaker products and firms, generally resulting in better choices over time.  The challenge for the capital allocator, of course, is trying to figure out which of the current set of “living” ETFs will join their 330+ dead brethren over time.  At Raylor, our due diligence process eliminates over 90% of the current ETF  universe from consideration due to factors including size, tracking error, fees and liquidity.  This increases the odds that our portfolios will not have to host any ETF funerals any time soon.

More >>

Sept 30

September 30th, 2013 · Performance & Reports

The Gathering Storm

September 12th, 2013 · Intellectual Capital

As Mark Hurley notes in summary, the economics of acquiring clients, especially as referrals from custodians, are going to change and likely going to do so very quickly.  For firms to succeed, they must create a process to  capitalize or risk stagnating.

More >>

Advisors Not Up To Speed On ETF Liquidity And Trading Issues

August 13th, 2013 · Intellectual Capital

As the growth in ETF AUM continues unabated, financial advisors and their clients need to make sure they understand the various moving pieces related to ETFs.  This includes, as the article points out, how the “liquidity risk” of any particular ETF is multi-faceted.  Raylor’s ETF due diligence process takes into account not only the trading volume of the ETF itself, but of the underlying benchmark and related securities.  These can be key components which provide unanticipated value or risk and need to be taken fully into account.

More >>

FC Stone: 2013 Innovative Alternative Strategies Conference (Denver,CO)

July 22nd, 2013 · What’s New

Greg Rogers lead a deep and experience panel on “The 5 Steps to Allocating to Managed Futures” at the 2013 FA Magazine Alternative Investments conference in Denver this past Monday.  Over 80 financial advisors attended the session, which focused upon providing RIAs key insight on the fundamentals of managed futures portfolios and how to include these portfolios in thoughtful investment programs.

More >>

Jun 30

June 30th, 2013 · Performance & Reports

Burton G. Malkiel: You're Paying Too Much for Investment Help

May 27th, 2013 · Intellectual Capital

Burton Malkiel lays out in detail the difficulties active long-only managers face in providing value for their considerable cost. Ultimately, the benefits of the myriad developments and economies of scale gained by the industry over the past 30 years have not been passed on to or shared with the end investors. The tremendous rise in the use of ETFs by the retail class over the past 15 years is a reflection of this.  However, be mindful that rushing headlong into a cheap, passive-only approach opens investors up to other risks, including many of the behavioral finance foibles Malkiel himself has laid out previously.

More >>

Nassim Taleb on the Anti-Fragile Portfolio and the Benefits of Taking Risks

May 14th, 2013 · Intellectual Capital

Former derivatives trader Nassim Taleb recently released his third book, focusing upon the “Antifragile”, an invented term that describes how volatility, in small amounts, can help the global financial system handle larger shocks of volatility at future times. This review highlights the book and Taleb’s broad views on investing, including and most important, having skin in the game.

More >>

The Trapdoors at the Fed's Exit

April 29th, 2013 · What’s New

While we may not always agree with him, Nouriel Roubini certainly has provided thought-provoking insight and commentary on macro-economic themes and topics. In his latest, he describes the tightrope Ben Bernanke faces as he tries to navigate between his modern day version of Scylla and Charybdis.

More >>

Trend Following

April 29th, 2013 · Intellectual Capital

Written simply for investors unfamiliar with trend following (or managed futures more generally), Randall Mauro provides a high-level overview of the benefits of including non-correlating asset classes like managed futures to thoughtful portfolios. While we agree that trend following has certain advantages, strict adherence to just trend following strategies can provide sub-optimal performance over extended periods of time, as witnessed from 2010 – 2012. Our approach is to create competencies in non-trend disciplines (counter-trend, momentum, fundamental and intra-day) and then dynamically allocate among these strategies based upon portfolio-level risk-adjusted return expectations.

More >>

Special Report: Alternative ETFs

April 9th, 2013 · What’s New

With the greater interest in liquid alternatives, we have observed a proliferation of ETFs now available seeking serve that end. We counsel doing considerable due diligence on how the individual alternative ETFs are constructed and run, as much can go wrong if done poorly. The linked special report provides an initial overview and can help the process.

More >>

Choosing an Actively Managed Fund: What Works & What Doesn't

April 2nd, 2013 · Intellectual Capital

Joe Tomlinson provides an overview of the benefits, challenges and inherent difficulties in choosing actively managed mutual funds, supported by several recent research papers highlighting the topic. We share many of his conclusions, including it is difficult to pick active managers consistently well but that there are roles in most investment programs where active managers can pay handsomely. Raylor’s approach is consistent: our Strategic Series of ETF portfolios seeks to provide a low-cost, defensive beta equity exposure and our Xplor managed futures portfolios adds value in an asset class where a thoughtful, active approach is crucial to success

More >>

Tracking Error on the Rise

March 31st, 2013 · Intellectual Capital

As the author notes, it’s not just the expense ratio or trading volume that is important to note for ETF tracking error consideration; how closely the ETF actually tracks the underlying index is crucial. This aspect is one of the key factors Raylor takes into consideration in winnowing down from over 1,000 ETFs to 80 that we consider appropriate for allocation in our portfolios

More >>

Mar 31

March 31st, 2013 · Performance & Reports

Adapting the Yale Model for Clients

March 26th, 2013 · Intellectual Capital

An interesting discussion on adapting Swenson’s Yale Endowment model for retail clients. As the author eloquently put it, “simple 60/40 allocations no longer function as they have in the past, style boxes are not investment strategies, and portfolios of global mush with hundreds of tiny positions have little chance of outperforming. Endowments build strategic positions and hold them for significant time periods, even sacrificing liquidity at times in exchange for returns. Individual investors and their advisors can make similar decisions to allocate among attractive strategies.”

More >>

Partnership Payoff: 9 Tips for Teaming Up

March 22nd, 2013 · What’s New

One emerging trend in the wealth management community is the desire among many advisors to find other advisors with whom they can partner, merge or otherwise work together. Fidelity released a survey highlighting 9 tips for advisors to team up. The most important attribute, not surprisingly, is cultural fit: sharing common values and philosophy towards clients, the firm and each other.

More >>

Why Investors Should Care About ETF Index Weightings

March 11th, 2013 · Intellectual Capital

One of our cornerstone investment beliefs is that traditional passive investing exposes investors to certain risks inherent to the nature of cap weighted, equal weighted and GDP/revenue/profit-weighted indexes. The design of the index you choose matters greatly. To overcome this bias, our Strategic Series create "risk weighted" portfolios based on a dynamic portfolio construction process that combines a set of indexes that is better structured for challenging (negative, volatile) markets, while maintaining diversification to participate well in strong markets. The lynchpin of our process combines ETFs based on taking extreme measurements of volatility and correlations to build what should be more robust portfolios.

More >>

Planning 2023: 12 Trends to Watch

March 1st, 2013 · Intellectual Capital

As Yogi Berra famously observed, predictions are difficult, especially those about the future. So any article about events in 2023 is likely to be more guesswork than not, but several of the trends highlighted are important and likely to be so not only in 2023 but over the interim period as well.

More >>

Vanguard weighs alternatives as way to woo advisers

January 27th, 2013 · Intellectual Capital

With $9 billion of annual inflows every year since 2009, alternative asset mutual funds are gathering significant assets and now they have attracted the attention of Vanguard, who is considering increasing its alternative capabilities. Vanguard’s traditionally successful modus operandi of indexing and low cost will be challenged with alternatives, as these investments are difficult to do on the cheap.

More >>

How Do the New Wealthy Communicate? Digitally, Futurewealth Report Says

January 21st, 2013 · What’s New

The world's up-and-coming wealthy are not only adopting new technologies, but also understand how digital communication tools can enhance experiences, according to a study released last week by SEI, Scorpio Partnership and Standard Chartered Private Bank.

More >>

How Much Hedge Fund Exposure Makes Sense?

January 2nd, 2013 · Intellectual Capital

By Daniel Eagan, AllianceBernstein Bernstein’s research suggests that a well-diversified allocation to hedge funds might improve portfolio returns, but their greatest benefit is the risk reduction that comes from their low correlation to stocks.

More >>

2012 Was a Year of Deals for Big Hedge Funds of Funds

December 24th, 2012 · What’s New

As alternatives go liquid and thus become mainstream, more of the traditional equity and fixed income players are trying to get there, too. Some are trying to build an alts capability, which provides certain challenges; others are buying the alts capability – this provides different challenges. 2012 was the first year of what is likely to see a series of M&A activity that addresses this need; the caveat, as always, is for the investor to investigate what the transaction means to the business and investment principals of the alternative investment firm and what, if any, negative consequences arise”

More >>

ETF Education Website Launched

October 31st, 2012 · Intellectual Capital

14 ETF providers have banded together to create a common resource for investors and financial advisors to learn more about ETFs and their use. Although limited in scope, the site provides some solid fundamental knowledge about ETFs and we recommend it for those looking to learn more about these products.

More >>

‘Future’ Part Crucial to Managed Futures

October 31st, 2012 · Intellectual Capital

Alternative investments provide diversification benefits, but be prepared to sit on them for a while.

More >>

Use Alts to Solve Specific Problems

October 23rd, 2012 · Intellectual Capital

Sophisticated and naive investors alike are rushing into alternative investments as if they are the cod liver oil that will cure all the investment world’s ills. Most financial advisers who include alternatives in client portfolios do so because they are trying to solve some sort of investment problem. But all too often, they don’t even know what problem they are trying to solve.

More >>

Why Alternative Investments Might Be Right For Your Client

October 23rd, 2012 · What’s New

As much as their emergence in the mainstream is a relatively recent phenomenon, so-called “alternative” investments are hardly new to the advisors at Partners Wealth Management. “We’ve been using them for 20 years,” says John Freiburger, CLU, ChFC, AEP, managing partner at the Naperville, Ill.-based firm, which serves primarily high-net-worth clients. Now, it appears mass-market investors and their advisors are catching on, too, as they look beyond traditional portfolio models in search of protected growth and an antidote to equity market volatility leading into and during retirement.

More >>

The Diversity in Styles Often Makes it Hard to Identify the Sources of Risk

October 16th, 2012 · Intellectual Capital

EDHEC talks to James Skeggs, Global Co-Head of the Alternative Investment Solutions Advisory Group within Newedge’s Prime Clearing Services, about a new study from the Newedge research chair on advanced modelling for alternative investments, entitled “Robust Assessment of Hedge Fund Performance through Nonparametric Discounting,” the convergence between mainstream and alternative money management, and the value of academic research for the hedge fund industry.

More >>

Announcing the Taylor Xplor Managed Futures Strategy Fund (TMFIX)

October 1st, 2012 · What’s New

We are pleased to announce our participation in the recently launched Taylor Xplor Managed Futures Strategy Fund. Taylor Investment Advisors, a leading allocator to alternative investments managers, has selected Xplor Capital Management to be the managed futures Trading Manager for their inaugural registered mutual fund. This launch delivers on Taylor’s commitment to provide direct, pure and easy access to leading alternative investments strategies in liquid mutual fund format. We support this initiative, which now provides an expansive set of investors access to our long-standing Xplor Global CTA Program.

More >>

Time To Wake Up – Days Of Abundant Resources And Falling Prices Are Over Forever: Part I

September 25th, 2012 · Intellectual Capital

“Accelerated demand from developing countries, especially China, has caused an unprecedented shift in the price structure of resources: after 100 hundred years or more of price declines, they are now rising, and in the last eight years have undone, remarkably, the effects of the last 100-year decline!” From Jeremy Grantham of GMO.

More >>

Are Alternatives Becoming the Next Traditional Assets?

September 25th, 2012 · Intellectual Capital

By the end of last year, assets under management in global alternative investments hit $6.5 trillion, having grown seven times faster than traditional asset classes over the previous five years. This is according to a new McKinsey & Co. study that predicts this growth represents only the beginning of a new wave of assets moving into alternatives.

More >>

Pros and Cons of Actively Managed ETFs

August 20th, 2012 · Intellectual Capital

Overall, the choice of using an active ETF versus a passive ETF is up to an investor. The same benefits that pertain to regular index ETFs all apply to actively managed ETFs, so the question is not about either/or, it just depends on what strategically fits into an individual’s portfolio.

More >>

Vanguard Founder Bogle Tempers Criticism of ETFs

August 15th, 2012 · Intellectual Capital

Vanguard Group founder John Bogle isn’t known for pulling punches, especially when he’s looking out for the best interests of individual investors.

More >>

Dodd-Frank Sees Rise in Virtual Family Offices

August 13th, 2012 · What’s New

Growing costs associated with Dodd-Frank compliance are making single family offices in the US less sustainable, with virtual and multi family offices in favour as a result.

More >>

BlackRock CEO Says ETFs Proliferating on Global Scale

March 5th, 2012 · What’s New

As owners of iShares ETFs, the largest ETF provider in the world, Blackrock has witnessed firsthand the tremendous growth in ETF assets over the past two decades. Blackrock Chairman and CEO Larry Fink has been more visible lately as Blackrock continues to beat the publicity drum on the advantages of ETFs.

More >>

ETF Managed Portfolios: The Next Big Thing?

February 23rd, 2012 · Intellectual Capital

Morningstar recently released analysis indicating that separate ETF managed portfolios like Raylor’s Strategic Series, are gathering attention and assets in an accelerating manner. We are fortunate to be one of the few managers with a live tenure of 5+ years managed portfolios of ETFs. It is an area where investors and their financial advisors increasingly are accessing liquid, transparent ETFs but have a thoughtful overlay put on top. We look forward to continued growth for the industry.

More >>

Yale’s Swensen Says Index Funds Best Plan For Most Investors

February 6th, 2012 · Intellectual Capital

“Investors of all stripes can be challenged by trying to pick the “best” managers”. There is a great deal of research which suggests that sticking to a low-cost, passive approach provides most investors the greatest chance of success. Even experts in alternative investments like Yale’s David Swensen strongly recommend a 100% passive approach unless the investor has access to “incredibly high-qualified professionals”. Raylor’s Strategic Portfolios were built with this reality in mind, as we seek to take fully advantage of the benefits of passive investing: low cost, transparency, liquidity and discipline.

More >>

ETF Popularity Grows Among Wealthier Investors

October 18th, 2011 · Intellectual Capital

Given the market volatility over the past 5 years, it is unsurprising that wealthier investors and their advisors are seeking better ways to squeeze out gains and grow purchasing power. ETFs, with their cost, liquidity, transparency and taxation advantages, can be a tremendous vehicle to achieve this goal. Allocations to ETFs have increased dramatically over 3 years, in some cases more than doubling. The story, as always, is that while ETFs are a great tool, ultimately it is how the advisor and client choose to allocate to ETFs that determines success.

More >>

How RIAs Can Best Pick Alternative Investments: Punt

September 14th, 2011 · What’s New

The major challenge in the current investment environment is where and how to make capital allocation decisions. Alternative investments have become trendy – but how does the independent RIA or family office create a thoughtful process for alts, given all the other tasks at hand? While some can successfully manage alternative portfolios in-house, others choose to look outside and outsource this component for client investment programs. The article below outlines several key thoughts to keep top of mind, including the importance of due diligence, transparency and liquidity.

More >>

Wealthy Investors Let Emotions Rule, Survey Says

June 14th, 2011 · Intellectual Capital

Rich, poor or somewhere in between, we are all vulnerable to emotion and its impact upon our investment success. Greg Davies points out that “the existence of systematic tools” can help overcome behavioral biases. Raylor’s thoughtful investment philosophy and process was built precisely to be a systematic tool advisors and clients can use as a core part of a well-constructed investment program.

More >>

Simplify with ETFs, But First Know What Clients Want

April 18th, 2011 · Intellectual Capital

The key take-away from this blog entry by Lee Conrad is “I suspect that a lot of clients want simplicity first and foremost in their financial lives” – an approach that we take to heart and keep at the core of our investment philosophy.

More >>

More Brokers, Advisors Going Independent and Taking Clients With Them

April 18th, 2011 · What’s New

A seismic change occurred over the past 15 years that saw many brokers and advisors go from commission-based compensation to fee-based compensation models. A similar, and related, seismic change is occurring as these same people leave their wirehouses, banks and independent broker-dealers for full independence as Registered Investment Advisors. Advisors, and their clients, are voting with their feet (and their AUM). Whether it is the higher Fiduciary standard or that RIAs are small business owners who must place their clients’ best interest first, independence is winning. This trend is likely to intensify for a while going forward.

More >>

ETFs Warrant Caution

February 23rd, 2011 · Intellectual Capital

By John Hintze, (US Banker) – December 30, 2010

Exchange-traded funds have made for some ugly headlines. They played an integral role in the May 6 flash crash, and more recently a controversy erupted over whether prices could crash on heavily shorted ETFs. Though many consider those fears unfounded, these increasingly popular investments nonetheless pose risks, and financial advisers should be cautious.

More >>

Greg in New York Times

February 17th, 2011 · What’s New

Greg was highlighted in a recent New York Times article highlighting TIGER21.

More >>

RayLign eLign on Collaboration

February 17th, 2011 · What’s New

Greg and Scott Budge recently co-authored a white paper entitled The Real Work of Collaboration – Are We Kidding Ourselves?. This document speaks to the fact that we all face the challenges of working effectively with attorneys, accountants and other trusted advisors, in the spirit of creating better outcomes for our mutual clients. Greg and Scott provide an examination of the art and science of collaboration and the difficulties wealth managers face in working effectively with other trusted advisors on behalf of clients. This topical article delves into the primitive nature of group dynamics and the impact on the collaborative process.

This collaboration eLign is part of our effort to speak to some of the dynamic needs independent financial advisors face on a daily basis. Raylor Investments recognizes that, as small business owners, many independent financial advisors face many challenges beyond investment mix, likely including the need for more effective prospecting, center of influence outreach, client communication/relationship management, sustainable business management, and trusted advisor collaboration, among others.

More >>

Raylor Marketing Brochure

January 17th, 2011 · What’s New

For those unfamiliar with the Raylor story or our engagement process, please find the attached Raylor marketing brochure which highlights our goal of becoming a strategic business partner to a limited number of like-minded trusted advisors and fiduciaries, specializing in partnering with registered investment advisors, wealth managers and family offices. We couple our business consulting expertise with a suite of core ETF portfolios that provide investors access to a transparent, liquid and cost-effective (30bp management fee) global equity opportunity set. We have found that our holistic, consultative and conservative approach to business and investments resonates well with independent advisors.

More >>

Latest News

Jun 30

June 30th, 2017 · Performance & Reports

Mar 31

March 31st, 2017 · Performance & Reports

Dec 31

December 31st, 2016 · Performance & Reports

Sept 30

September 30th, 2016 · Performance & Reports